Meet the team
Seed Wealth Australia was established in 2018 with a team that has a combined experience of over 40 years in Financial Advice. Our vision is to provide sustainable advice with a personalised service to meet each client’s specific needs.
We create, grow and protect wealth with individuals, families and business clients. We believe no client is too small at Seed Wealth. Whether you are at the start of your journey or you are progressing towards your goals we are ready to partner with you.
Come grow with us.
Advanced Diploma of Financial Services
FAAA
James Pump is the Principal Director and Senior Financial Planner at Seed Wealth Australia. With extensive experience across insurance, business management and financial planning, James is passionate about helping individuals, families and business owners make informed financial decisions and create opportunities for themselves and future generations.
After beginning his career in the insurance industry, James became a qualified Financial Planner in 2007 and has since helped clients across Australia build, protect and enjoy their wealth. He specialises in retirement planning, wealth accumulation, wealth protection and strategic financial advice, combining extensive technical expertise with a practical and personable approach.
James believes financial advice is about more than numbers. He is passionate about empowering people with the knowledge and confidence to achieve their goals, navigate life’s challenges, and create lasting financial security for their families. His ability to simplify complex financial concepts and develop tailored strategies has enabled him to build long-standing relationships with clients based on trust, integrity and genuine care.
As a founder of Seed Wealth Australia, James is equally passionate about giving back to the local community. He is committed to supporting young people through financial education, mentoring, work experience opportunities and university internship programs, believing that investing in the next generation is one of the most meaningful ways to strengthen the future of our community.
Outside of work, James enjoys spending time with his wife and their family, traveling, maintaining an active lifestyle and challenging himself through endurance events, including duathlons and Ironman competitions.
Diploma of Financial Services
FAAA
Katrina Pump is the General Manager and a Financial Planner. Having worked in the financial services industry since 2010 and becoming a qualified Financial Planner in 2012, Katrina has spent more than 15 years helping individuals, families and business owners make confident financial decisions. She further strengthened her professional expertise through additional studies completed in 2024.
Throughout her career, Katrina has worked with one of Australia’s leading financial institutions as a Financial Planner based in Townsville and Bowen and with Seed Wealth since 2018, providing advice to clients across Australia.
Katrina has extensive experience helping individuals, families and business owners protect and build their wealth. She has successfully guided many clients through the personal insurance claims process and understands firsthand the profound impact that appropriate insurance cover can have during life’s most challenging moments. Through these experiences, she has seen the value of comprehensive protection strategies that help safeguard families, lifestyles, businesses and future financial goals when unexpected circumstances arise.
As General Manager of Seed Wealth Australia, Katrina plays an active role in leading and developing the business, mentoring advisers and support staff, driving service excellence and ensuring clients receive exceptional care and advice. She is passionate about fostering a supportive team culture and helping the next generation of financial professionals develop their skills and confidence.
A mother of a young family and business leader, Katrina understands the many competing priorities that families face and appreciates the importance of planning for the future while protecting what matters most today. She is passionate about empowering others to make informed financial decisions, build financial confidence and achieve greater financial independence.
Outside of work, Katrina enjoys Pilates (mostly for the social side), supporting community initiatives and spending quality time with her family and friends.
With a strong background in leadership and operations management, Jason brings extensive experience in managing teams, improving processes and overseeing day-to-day business operations. Prior to joining Seed Wealth, he worked within a large multinational organisation, where he developed a reputation for his organisational skills, people management expertise, and commitment to delivering high-quality outcomes.
Jason is passionate about building efficient systems and supporting the team to deliver exceptional service to our clients. His focus on collaboration, continuous improvement, and operational excellence helps ensure the advice process runs smoothly from initial enquiry through to implementation and ongoing service.
Outside of work, Jason enjoys spending quality time with his family and making the most of the North Queensland lifestyle.
Advanced Diploma of Financial Services
FAAA
SMSF Specialist Adviser™ (SSA®)
Mikhail Fanti has been a valued member of the Seed Wealth Australia team since its inception in 2018 and has been a qualified Financial Planner since 2012. Prior to joining Seed Wealth, he worked with one of Australia’s leading financial institutions, providing financial advice throughout Townsville, Ingham and rural and remote communities across North Queensland. Today, Mikhail continues to support clients both locally and Australia-wide through face-to-face and digital advice services.
Holding a Bachelor of Business with a major in Accounting and Finance from James Cook University, Mikhail commenced his career as an Accountant in 2010. During this time, he worked with a diverse range of clients, including government organisations, corporate businesses, and Self-Managed Super Funds. Building on this experience, he completed further studies and transitioned into financial planning, where he has helped individuals, families and business owners achieve their financial and lifestyle goals through strategic wealth creation, retirement planning and personal risk protection.
Mikhail is passionate about helping clients achieve financial confidence and peace of mind at every stage of life. He understands the importance of establishing strong financial foundations early and guiding clients through life’s major milestones, including career progression, marriage, starting a family, education planning and retirement.
Known for his professional yet approachable manner, Mikhail prides himself on simplifying complex financial concepts and delivering practical, tailored advice that reflects each client’s unique circumstances and objectives. His focus is on building long-term relationships and helping clients make informed decisions that support their long-term financial wellbeing.
Outside of work, Mikhail enjoys spending time with his young family, friends, and two dogs, as well as staying active through sport and outdoor activities.
Zac is a Financial Planner with a passion for helping clients build, protect and enjoy their wealth with confidence. Having worked in the financial services industry since 2017, he joined Seed Wealth Australia in 2022, bringing a thoughtful and personalised approach to helping clients navigate the complexities of their financial lives.
Zac holds a Bachelor of Business, majoring in Financial Management and Economics from James Cook University and a Graduate Diploma of Financial Planning. He provides comprehensive financial advice tailored to each client’s unique circumstances, with expertise in wealth accumulation, retirement planning, risk management and long-term strategic financial planning.
By taking a holistic approach to financial advice, Zac helps clients gain clarity, confidence and control over their financial future. He believes great advice extends beyond investments alone, considering every aspect of a client’s financial position to create meaningful and lasting outcomes. His focus is on building trusted, long-term relationships and delivering advice that evolves alongside his clients’ changing needs and goals.
Outside the office, Zac enjoys travelling overseas with his partner and son, cycling and spending time on the golf course. While his golf game remains a work in progress, his commitment to donating premium Callaway golf balls to local waterways is second to none.
Aged Care Specialist
Kayla Moravcik has been a valued member of the Seed Wealth team since 2020 and was appointed as a Financial Adviser in April 2024 after successfully completing her Professional Year and Graduate Diploma of Financial Planning.
Kayla provides comprehensive financial advice across personal insurance, investments, superannuation and retirement planning. Working closely with our experienced advice team, she is passionate about helping clients navigate complex financial decisions with clarity and confidence.
As an Aged Care Accredited Specialist, Kayla brings additional expertise in aged care planning, supporting individuals and families through important life transitions with compassion and understanding. She is committed to delivering professional, tailored advice that reflects each client’s unique circumstances, goals, and values.
Kayla believes that effective financial advice goes beyond numbers. She takes pride in building strong relationships with her clients, ensuring they feel informed, supported, and empowered at every stage of their financial journey. Her goal is to help clients gain confidence in their financial future and achieve lasting financial independence.
Based in North Queensland, Kayla works with clients across Australia, including those in regional and remote communities, providing accessible and personalised financial advice wherever they are located.
Outside of work, Kayla enjoys travelling with her husband and daughter, staying active and embracing the adventures of family life. Her experiences both professionally and personally have strengthened her appreciation for the importance of financial security and planning for the future.
Xanana Smith is a Financial Planner at Seed Wealth Australia, having progressed through the business after joining the team in October 2023 as a Client Services Associate. Holding a Bachelor of Commerce majoring in Financial Planning from James Cook University, Xanana has demonstrated a strong commitment to both his professional development and delivering exceptional outcomes for clients.
After successfully completing his Professional Year in 2025, Xanana transitioned into the role of Financial Planner, where he now works directly with clients to help them build confidence in their financial future. He is passionate about developing tailored strategies that align with each client’s unique goals, circumstances and stage of life.
Xanana believes that quality financial advice can have a meaningful impact at every age and stage. He enjoys building lasting relationships with clients and helping them navigate important financial decisions, whether they are focused on growing wealth, managing debt, protecting their family or preparing for retirement.
He is qualified to provide advice on superannuation, retirement planning, personal investments and insurance strategies, helping clients create practical and achievable pathways towards financial security.
Known for his approachable nature, attention to detail and genuine desire to help others succeed, Xanana takes pride in guiding clients through their financial journey and empowering them to make informed decisions with confidence.
Outside of work, Xanana enjoys supporting the North Queensland Cowboys, staying active in the gym and spending time outdoors with family and friends
Claudia joined Seed Wealth Australia in September 2025 and brings over four years of diverse experience within the financial services industry. Throughout her career, she has developed expertise across administration, implementation, technical support, Centrelink assistance and personal insurance claims, providing valuable support to both clients and advisers.
Holding a Bachelor of Business and Bachelor of Accounting with a major in Financial Planning from CQUniversity, Claudia has also undertaken further studies through Kaplan Professional and is currently progressing toward her goal of becoming a fully qualified Financial Adviser.
Passionate about helping individuals understand the value of holistic financial advice, Claudia believes effective financial planning goes beyond wealth creation alone. She advocates for a balanced approach that incorporates building wealth, protecting assets and planning for the effective distribution of wealth throughout different stages of life.
Claudia is particularly passionate about improving financial literacy among younger Australians and encouraging individuals to develop healthy financial habits early. She enjoys helping clients understand the opportunities available both within and outside the superannuation environment and believes it is never too early to put a comprehensive financial plan in place.
Known for her approachable nature and attention to detail, Claudia takes pride in helping clients navigate complex financial matters with confidence and clarity.
Outside of work, Claudia has a passion for travel and is steadily working her way through an ever-growing overseas bucket list. She also enjoys staying active —both physically and socially— and she values spending quality time with friends and family and making the most of every opportunity for new experiences.
Davis is a Provisional Financial Adviser and Client Services Associate at Seed Wealth Australia, where he supports both clients and advisers throughout the financial planning process. Davis is completing his Bachelor of Commerce majoring in Financial Planning from James Cook University, Davis is now undertaking his Professional Year as he continues his journey towards becoming a fully qualified Financial Adviser.
Since joining the Seed Wealth team in 2025, Davis has developed a strong understanding of the advice process, assisting with strategy implementation, client administration, research and day-to-day adviser support. His enthusiasm for the profession, attention to detail, and commitment to continuous learning makes him a valued member of the team.
Davis is passionate about helping individuals and families improve their financial wellbeing and enjoys expanding his knowledge across all areas of financial planning. Through his Professional Year, he is gaining valuable hands-on experience while working closely with Seed Wealth’s experienced advisers and support team.
Outside of work, Davis is a keen movie enthusiast and enjoys spending time with his girlfriend and their two dogs. He also loves making the most of the North Queensland lifestyle, including walks along The Strand.
Graduate Diploma of Financial Planning – current studies
Kate is a Provisional Financial Adviser and Client Services Associate at Seed Wealth Australia, combining her strong accounting background with a genuine passion for helping clients achieve financial confidence and security. Holding a Bachelor of Accounting, Kate has built more than four years of experience across financial services, supporting clients, assisting advisers and contributing to the delivery of high-quality financial advice.
As part of her journey towards becoming a fully qualified Financial Adviser, Kate is currently undertaking her Professional Year, gaining valuable hands-on experience while working closely with clients and Seed Wealth’s experienced advice team. Her role includes supporting the advice process, assisting with strategy implementation and ensuring clients receive exceptional service throughout their financial journey.
Kate is passionate about holistic financial wellbeing and believes that quality financial advice should be accessible, understandable, and empowering. She is committed to building meaningful relationships with clients and helping them make informed decisions that support their long-term goals and aspirations.
Known for her warmth, attention to detail and client-focused approach, Kate takes pride in making the financial planning process as smooth and stress-free as possible.
Outside of work, Kate enjoys leading an active lifestyle through training and competing in triathlons, spending quality time with family and friends, and exploring new destinations through travel.
Rebecca holds a Bachelor of Journalism and a Certificate III in Change Management. Prior to joining Seed Wealth Australia, she worked for a not-for-profit as Senior Community Advisor, leading community engagement and school programs, events, partnerships, stakeholder relations, and brand initiatives across Queensland. She also spent more than 16 years in the energy sector in a variety of communications, engagement, and leadership roles, managing communications campaigns, sponsorships, community partnerships, customer engagement initiatives, and events.
Rebecca brings both a professional and personal understanding of the value of trusted financial advice. She is passionate about building strong relationships, fostering positive workplace culture, and ensuring every client interaction reflects the care, professionalism, and personalised service that Seed Wealth Australia is known for.
Rebecca plays a key role in strengthening the Seed Wealth Australia brand, supporting client engagement, coordinating community initiatives, and enhancing communications across the business. She is particularly passionate about supporting others, creating opportunities for connection, and helping clients feel informed, valued, and supported throughout their journey.
Outside of work, Rebecca enjoys spending time with her husband and children, supporting their many activities, catching up with family and friends, and doting on her much-loved Golden Retriever.
In her role as Assistant Practice Manager and Client Services Executive, Majella plays an integral part in ensuring strategies are implemented efficiently and client needs are met with care and attention. She assists with the preparation of advice documentation, coordinates implementation requirements, and provides direct support to clients navigating government and social security systems.
Prior to joining Seed Wealth, Majella gained valuable experience working with Services Australia, giving her a strong understanding of social security benefits, applications and ongoing client support. This expertise allows her to assist clients with confidence and empathy, helping simplify often complex processes.
Known for her friendly nature, attention to detail and commitment to exceptional service, Majella is passionate about creating a positive experience for every client and supporting the Seed Wealth team in delivering outstanding advice outcomes.
Outside of work, Majella enjoys staying active by walking Castle Hill and along the Townsville riverway. She also loves spending quality time with her husband and their two wonderful sons.
Brayden is currently completing a Bachelor of Commerce with a major in Financial Planning at James Cook University, and is passionate about building a long-term career in the financial advice profession. With a strong interest in helping individuals and families achieve their financial goals, he is committed to developing the knowledge and skills required to become a trusted Financial Planner in the future.
As a Client Services Associate, Brayden plays an important role within the Seed Wealth Australia support team. He works closely with advisers and clients to assist with the day-to-day administration and implementation of financial strategies, helping to ensure a seamless and positive experience for every client. His willingness to learn, strong work ethic, and attention to detail make him a valued member of the team.
Brayden enjoys working in a collaborative environment where he can continue to expand his industry knowledge and gain practical experience across all areas of financial planning. He is dedicated to providing exceptional support to both clients and advisers while progressing toward his professional goals.
Outside of work, Brayden enjoys staying active at the gym, exploring his passion for photography, and spending quality time with his partner, family, and friends. He also values being involved in the local community and enjoys supporting local events, organisations, and initiatives wherever possible.
Prior to joining Seed Wealth, Katie held a range of administration and accounts positions across the United Kingdom, including Office Manager & Personal Assistant, Accounts Assistant, Business Administrator, and Credit Controller.
She is known for her friendly and approachable nature, excellent communication skills, ability to remain calm under pressure and commitment to delivering outstanding client experiences
At Seed Wealth Australia, Katie supports our advisers and clients throughout the financial planning process, assisting with client service requests, implementation activities, administration and ongoing client care. Her strong organisational skills and dedication to service excellence make her a valuable addition to our growing team.
Outside of work Katie loves to travel and explore new places. Katie is passionate about supporting the Defence community and the families who are such an important part of it. Most of all she loves spending time outdoors making the most of every moment with her husband and son.
Prior to joining Seed Wealth, Zoe spent almost four years working as a Childcare Assistant where she developed exceptional communication, organisational and relationship-building skills while supporting children and families in a fast-paced environment.
Zoe is currently studying Certificate III and IV in Fitness and maintains current First Aid and CPR certifications. She is known for her friendly and approachable nature, strong work ethic, attention to detail and commitment to continuous learning and personal development.
At Seed Wealth Australia, Zoe supports our advisers and clients throughout the financial planning process assisting with administration, client service and ongoing client care. Her enthusiasm, compassion and dedication to delivering outstanding service make her a valuable addition to our growing team.
Outside of work Zoe enjoys staying active. When she’s not training or out on the golf course she is learning a new song on the bass.