Meet the team
Seed Wealth Australia was established in 2018 with a team that has a combined experience of over 40 years in Financial Advice. Our vision is to provide sustainable advice with a personalised service to meet each client’s specific needs.
We create, grow and protect wealth with individuals, families and business clients. We believe no client is too small at Seed Wealth. Whether you are at the start of your journey or you are progressing towards your goals we are ready to partner with you.
Come grow with us.
Advanced Diploma of Financial Services
FAAA
James is a Senior Financial Planner and Principal Director of Seed Wealth Australia. James has been a qualified Financial Planner since 2007 working with one of Australia’s leading financial institutions as a Senior Planner based in Townsville and providing service Australia wide including remote and rural areas. James has comprehensive experience in providing financial advice to clients, and prides himself on providing a high level of professionalism and personal service.
James has always been passionate about finance and financial planning first working in the insurance industry in 1990 before moving on to manage operations with a multinational North Queensland based operation. He completed further studies and has since been employed as a qualified financial planner and assisted clients with meeting their financial and lifestyle goals leading up to retirement and beyond, as well as wealth accumulation and wealth protection. James is also qualified in various specialist areas of financial advice.
James is passionate about ensuring that clients can meet their goals and objectives not only at the present but in the long term. His high level technical skill garnered through a combination of education and experience, coupled with his personal service ensures that he is able to communicate complex levels of advice in a simple and understandable manner. He prides himself on maintaining long term relationships with clients based on both his commitment to integrity and keeping client’s best interests at the forefront of what he does.
When not working, James enjoys spending time with his wife and young family and competing in Duathlon’s and Ironman’s, always maintaining a level of personal fitness.
Advanced Diploma of Financial Services
FAAA
SMSF Specialist Adviser – SSA
Mikhail is a Financial Planner with Seed Wealth Australia and has been with the company since its inception in 2018. Mikhail has been a qualified Financial Planner since 2012 previously working with one of Australia’s leading financial institutions as a Financial Planner, based in Townsville and Ingham providing service in rural and remote areas across North Queensland as well as digitally Australia wide. He prides himself on providing a high level of professionalism and personal service.
Mikhail has always had a keen interest in finance studying a Bachelor of Business at James Cook University. Upon completion he commenced work as an Accountant in 2010 where he worked with a wide range of clients from Government Organisations, Corporates and the Self Managed Super Fund Sector. After completing further study he has since become qualified financial planner assisting clients with meeting their financial and lifestyle goals and objectives through both wealth accumulation and protection and retirement planning.
Mikhail is passionate about helping clients to achieve financial peace of mind at all stages throughout their life. In particular, he understands the value of putting steps in place from an early age to ensure you have the confidence to deal with the many changes that will occur over your working life such as marriage, children, schooling and retirement. He prides himself on being able to articulate the value in a common-sense approach tailored specifically to each person’s individual situation.
When not working, Mikhail enjoys spending time with his friends, young family and 2 dogs as well as playing sport.
Diploma of Financial Services
FAAA
Katrina is a Financial Planner with Seed Wealth Australia. Katrina has been working in the financial services industry since 2010. She became a qualified financial planner in 2012 working in one of Australia’s leading financial Institutions as a Financial planner based in Townsville and Bowen, providing service Australia wide including remote and rural areas across North Queensland.
Katrina has comprehensive experience in financial advice specialising in Insurance and Wealth Protection and prides herself on providing a high level of professionalism and tailoring of specific strategies to suit each client. She takes great care in ensuring that clients are comfortable with all aspects of their finances and that they continue to remain on track with their goals whether they be financial or otherwise. She understands that her strategies and service go hand in hand to assist people to protect their long term goals and objectives. She has worked closely with clients to protect and build their wealth with vast experience successfully assisting clients through the personal insurance claims process.
Having been through the claims process with many clients she sees the value in having comprehensive insurance cover so that your family’s debts, children and lifestyle are protected to help see you through when unforeseen circumstances occur. As a mother with a young family herself, she appreciates the responsibility of having to consider the wider needs of your family. She hopes to empower others to make smart decisions and become financially independent.
Outside of work Katrina enjoys being active and spending quality time with her young family and friends.
FAAA
Zac has worked within the financial services industry since 2017 and joined Seed Wealth Australia in early 2022.
With a Bachelor of Business, majoring in Financial Management and Economics from James Cook University, Zac ensures that his clients can confidently navigate their financial journeys.
Zac’s passion lies in helping clients achieve their financial goals and secure their future, through wealth accumulation, retirement planning and wealth protection. His comprehensive approach ensures that every client is guided through the complexities of these financial strategies and receives personalised advice tailored to their unique financial situation.
Zac is committed to empowering his clients with the knowledge and strategies they need to make informed financial decisions, providing peace of mind and financial security.
Beyond his professional life, Zac enjoys overseas adventures with his girlfriend, he is also an avid cyclist who enjoys exploring trails on his mountain bike. He has a keen interest in golf and is especially committed to donating brand new Callaway’s to the waterways on each local golf course.
Aged Care Specialist
Kayla Moravcik has been a valued member of the Seed Wealth team since 2020. In April 2024, she advanced to the role of Financial Planner after completing her professional year and earning her Graduate Diploma of Financial Planning.
Kayla provides expert advice in personal insurance, investment, and superannuation, working alongside our team of experienced advisers.
Kayla is also an Aged Care Accredited Specialist, bringing valuable experience and dedication to assisting clients with their aged care needs. She prides herself on delivering a high level of professionalism and personalized strategies tailored to each client’s unique circumstances.
Kayla is committed to ensuring clients are comfortable with all aspects of their finances and remain on track with their goals, whether financial or otherwise.
Kayla serves clients Australia-wide, including remote and rural areas across North Queensland. She aims to empower others to make informed decisions and achieve financial independence.
Outside of work, Kayla enjoys traveling the world with her husband, and staying active.
Xanana Smith holds a Bachelor of Commerce, majoring in Financial Planning, from James Cook University. He began his career with our team in October 2023 as a Client Services Associate. In this role, Xanana quickly became an integral part of our operations, supporting advisers and ensuring clients received exceptional service.
In 2025, Xanana successfully completed his Professional Year and advanced to the role of Financial Planner. His passion for the financial planning industry is evident through his proactive approach, attention to detail, and commitment to delivering tailored advice that helps clients achieve their financial and lifestyle goals.
Xanana takes pride in building strong relationships and guiding clients through every stage of life, from wealth accumulation to retirement planning. He believes it is never too early to put a comprehensive financial plan in place.
He is qualified to advise on Superannuation, Retirement Income, Personal Investments and can help you with your investment strategy, superannuation contributions, debt reduction, savings plans and personal insurances.
He holds a professional membership with the Financial Advice Association Australia (FAAA).
When he isn’t in the office, Xanana enjoys cheering on the Cowboys, keeping fit in the gym, and spending time outdoors.
He has previously worked in a large multinational business managing a team of staff and overseeing the process of the day-to-day operations.
Jason enjoys spending his spare time with his family.
Majella has been in the Financial Planning industry since 2019, assisting clients and advisers by preparing documents, ensuring strategies are implemented and assisting clients directly with Social Service updates and applications, having a wealth of knowledge from previous experience working at Services Australia.
Outside of work Majella enjoys being active by walking up castle hill and along the river as well spending time with her husband and two wonderful sons.
Davis works as a Client Services Associate as part of our support team, helping our advisers with day to day operations. Davis is extremely interested in the Financial Planning industry and is continuing his studies to become a Financial Planner.
He has a great interest in movies and outside of work, he enjoys walking along the Strand with his girlfriend and two dogs.
Claudia joined our team in September 2025, bringing over four years of diverse experience in the financial services industry. Her background includes administration, implementation, technical support, and specialised expertise in Centrelink and personal insurance claims. With a bachelor’s degree from CQUniversity and additional studies within Kaplan Professional, she is currently working toward her goal of becoming a financial adviser.
Passionate about empowering individuals to understand the value of holistic financial advice, Claudia focuses equally on wealth creation, protection, and distribution. She actively advocates for improved financial literacy among younger individuals, especially around smart investing both within and outside the superannuation environment. She believes it is never too early to put a comprehensive financial plan in place.
Outside of work, travel is a major passion, and her overseas bucket list is steadily being ticked off. Staying active—both physically and socially—is also important to her, and she values spending quality time with friends and family.
Kate Comas is a dedicated Client Services Associate at Seed Wealth Australia, bringing a strong foundation in finance and accounting to her role. She holds a Bachelor of Accounting and has accumulated over four years of experience across financial services, with a focus on client support, accounts management, and advisory preparation.
Kate is passionate about helping individuals navigate their financial journeys with confidence. Her commitment to client care is matched by her ambition—she is currently working toward becoming a qualified financial adviser. With a keen interest in holistic financial wellbeing, Kate believes in making financial guidance accessible and empowering for people at every stage of life.
Her approach is grounded in long-term planning and genuine connection, ensuring clients feel supported and informed. Whether assisting with day-to-day financial processes or contributing to strategic planning, Kate brings clarity, warmth, and professionalism to every interaction.
Outside of work, Kate leads an active lifestyle. She enjoys training and competing in triathlons, spending quality time with her family, and discovering new destinations through travel.